We offer our clients a full suite of services in order to meet their personal goals and financial needs.
Fee-based Financial Planning
Fee-based wealth management more closely aligns the goals of the investor with that of the advisor. Unlike traditional advisors, we do not charge upfront commissions or invest funds through a deferred sales charge process where funds are “locked in” for up to 7 years. Read More>
Investment Management
We can help you make the right choices from our selection of carefully screened and approved investment options such as Exchange Traded Funds (ETFs), individual stocks, individual bonds, and mutual funds.
Estate Planning
While many deal directly with an estate planning lawyer, we are uniquely qualified to assist in your estate planning process due to our extensive knowledge of your financial and family circumstances often as a result of a long-standing advisory relationship with you. In addition, we have over 20 years of financial and estate planning experience and Imran is a Certified Financial Planner (CFP) and Trust and Estate Practitioner (TEP) . With this extensive experience, we regularly advise clients with regards to estate issues and overall planning. Whether its ensuring an adequate, equitable estate for your heirs or ensuring that special needs are considered or ensuring adequate income to a surviving spouse or dependent children, please contact us to discuss your specific situation.
Retirement Planning
Our retirement planning services can provide you with peace of mind by assessing adequacy of your financial resources for retirement. With a thorough understanding of your current situation, we can customize a plan that maximizes efficiency while putting your priorities and goals first. As part of this plan, we consider your current investments, ongoing contributions, any pension income, additional sources of capital, government benefits, inflation, potential rates of return and survivor income. This produces a report that shows if you are on track for your retirement goals, if your portfolio is optimized and any change in strategy that needs to be implemented.
Portfolio Review
We offer objective, unbiased insight and advice and work with you to learn more about your current situation. We analyze how your current investments have performed over time, how well they have performed in relation to similar holdings, whether there is enough diversification in your portfolio, what your annual advisory fees are and if the current portfolio meets your overall objectives, tolerance for risk, and expectations. In some cases with some minor realignment, we can increase the diversification, reduce the risk, potentially increase the rate of return and restructure the holdings so that there are potentially significant tax savings.
