Previously Published Articles
ASK THE EXPERT: Working with a Certified Financial Planner
Now that I have paid back my Home buyer’s plan, one of my goals is to get more organized when it comes to my finances. I’m thinking of working with an advisor and was wondering about the differences…
ASK THE EXPERT: Using RRSP Funds To Purchase Us Vacation Property
I’m thinking of using our stronger dollar to purchase some vacation property in the US. What do you think of this strategy and can I use RRSP funds through the home buyer’s plan to do…
ASK THE EXPERT: Reduced Tax Deductions At Source
I’m making monthly deposits into my RRSP. This includes my regular RRSP contribution and the repayment of my home buyer’s plan. I end up getting a tax refund in the spring and…
ASK THE EXPERT: Portfolio Diversification
After making my last RRSP deposit, I realized that I have now finished paying back my RRSP Home Buyer’s plan withdrawal. What do you recommend that I do with the tax refund? Also…
ASK THE EXPERT: Maximum Amount For Foreign Content
I am reviewing my investment portfolio after having completed my RRSP home buyers plan repayment. What is the maximum amount that I am allowed for foreign content and do…
ASK THE EXPERT: Market Volatility And Mortgage Option
With the volatility in the stock market, what do you think of the strategy of selling some of my investments and using them to pay down my…
ASK THE EXPERT: Where should surplus go?
We have just paid off our mortgage and are looking for advice on how to allocate the additional funds each month. Should we top up our RRSPs or TFSAs (Tax Free Savings Account) or put…
ASK THE EXPERT: Making Contributions While Home Buyers…
Several years ago, I withdrew funds under the RRSP home buyer’s plan. I would like to make a regular RRSP contribution but have been told that I can’t contribute any new funds to my RRSP, until…
ASK THE EXPERT: Invest Or Pay Down Debt
With today’s volatile markets do I pay down my debt first or save for retirement? My wife and I are using a secured line of credit for our mortgage, so the interest rate is approx…
ASK THE EXPERT: Home Buyers Plan Withdrawal Clarification
I’m repaying my RRSP home buyer’s plan withdrawal. With the recent volatility in the market, I’d like to direct it toward a segregated fund as it’s supposed to be much safer. However the original…
ASK THE EXPERT: Deductible Investment Fees
We recently sold our Rideau Lakes cottage and invested the proceeds in a portfolio of segregated and mutual funds. We were wondering if any of the management fees are tax…
ASK THE EXPERT: Capital Gains On Sale Of Investment Property
I will be selling some rental property later this year and will be triggering a large capital gain. Do you recommend that I invest the funds in my son’s RESP to…
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